PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. Funds are protected from unauthorized charges on successfully activated cards. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Credit, All About Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. 4 stars. Hire the best financial advisor for your needs. to Repair Your Credit, How 1 stars. See Deposit Account Agreement (PDF)for terms and conditions. Meanwhile you can read full answer MonitoringTrack It, Cash Sorry! 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Who qualifies for a Platinum card? If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Opt-in required. You dont need a checking account to apply for one of these cards. Please note, our cards cannot be used at ATMs outside of the United States. Loans, Mortgage Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Green Dot Bank also operates as GoBank and Bonneville Bank. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. Elisa has been with Credit.com since 2014, when she started out a Free Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. You can put down anything from $200 to $5,000. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Fees on your primary deposit account may reduce earnings on your savings account. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. If your application is timed-out due to inactivity, you must start the application from the beginning. Account must be in good standing and chip-enabled debit card activated to opt-in. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Deposits under any of these trade names are deposits withGreen Dot Bank and are aggregated for deposit insurancecoverage up to the allowable limits. All Loans, All About Account must be in good standing and chip-enabled debit card activated to opt in. On this site, you can conveniently make your payments, view your statements and review recent transactions. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Ratio Calculator, See Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. That way you get the best card for your needs. 3. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Ingo Money is a service provided by First Century Bank, N.A. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Mobile number verification, email address verification and mobile app are required to access all features. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. How can I pay my Lane Bryant Credit Card? A $15 fee may apply to each eligible purchase transaction that brings your account negative. This website contains hyperlinks to websites, which are not operated by Green Dot. Fees on your primary deposit account may reduce earnings on your savings account. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number APY may change before or after you open an account. with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Good-Excellent Credit. Cards, Cards Overdrafts are paid at our discretion. You can also pick a credit line of anywhere from $200-$5,000. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Reviews, Log CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. As such, early direct deposit availability may vary from pay period to pay period. In addition, it is not any companys responsibility to ensure all questions are answered. Green Dot has several secured credit cards that they offer to consumers. Opt-in required. Fees may apply. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Not a gift card. Fees on your primary deposit account may reduce earnings on your savings account. Your credit cards journey is officially underway. How can I reach the Green Dot Platinum customer service? Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Cash back cannot be used for purchases or cash withdrawals until redeemed. Collection Accounts, How Most people will qualify for this card. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. Limits and fees may apply. ProtectionGuard It, Credit Applying will not hurt your credit score and you'll receive a decision almost instantly. Other card fees apply. This question is about GO2bank Credit Cards. Claim the cash back every 12 months of use and your account being in good standing. By providing my email address, I agree to CreditCards.coms See Deposit Account Agreement (PDF) for terms and conditions. The system will ask for your card number or Social Security number along with your . See app for free ATM locations. The address is: How do I get a credit card for the first time? You don't earn rewards on every purchase. Considers applicants with fair credit. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Limits apply. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Standard message rates apply. Should be a resident of the cities in which the credit card is offered. American Express Essential TM Credit Card. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. 2.00% Annual Percentage Yield. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. 4.50% Annual Percentage Yield (APY) as of January 2023. for No Credit, Cards The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Fees on your primary deposit account may reduce earnings on your savings account. Does Credit Repair Work, The 410 reviews. Click "Activate Card" to finish the process. Fees and limits apply to debit card transfers. Pros. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. All of these cards do come with annual fees, so remember to make sure you understand what these are. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Opt-in required. Approval review usually takes 3-5 minutes but may take up to one hour. Does not offer rewards or cash back. There is no penalty interest rate and the card comes with a low APR of . Fees and limits apply. Thank you for considering Golden 1 Credit Union. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Initial and ongoing eligible direct deposits are required for overdraft coverage. Welcome to the Green Dot Bank Credit Card web site. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. This answer was first published on 09/02/20. Subject to other banks restrictions and fees. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. What is the Green Dot customer service phone number? Lock / unlock your card*, account alerts* & a chip-enabled card! Card balance limits apply. This answer was first published on 01/19/21 and it was last updated on 07/15/22. Credit, All About APY maychange before or after you open an account. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Work, The Truth about Credit See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. About Personal Finance, View Additional criteria may apply which can affect your eligibility and your overdraft coverage. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. We are committed to being fully transparent with our readers. APY may change before or after you open anaccount. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back Capital One Walmart Rewards Mastercard. Initial and ongoing direct deposits are required for overdraft coverage. Learn more at http://www.greendot.com/overdraft. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. The information, including card rates and fees, presented in the review is accurate as of the date of the review. You can make your monthly payments at any participating retailer. Your wireless carrier may charge a fee for data usage. Bureaus. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Must be 18 or older to purchase. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Must be 18 or older to purchase. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Overdraft protection is only available on eligible Demand Deposit Accounts. See. Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. with opt-in & eligible direct deposits. You can apply for the Green Dot Platinum card by filling out the application online. This may open a replacement window on your screen with a form . The minimum security deposit for this card is $200. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Not a gift card. See app for free ATM locations. The card reports your credit activity to. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Approval review usually takes 3-5 minutes but may take up to one hour. Fees apply for approved Money in Minutes transactions funded to your card or account. Initial and ongoing direct deposits are required for overdraft coverage. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. You're . Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Be automatically considered for a higher credit line in as little as 6 months. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. A $15 fee may apply to each eligible transaction that brings your account negative. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Calculator, Auto See app for free ATM locations. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. SeeAccount Agreementfor details. Accounts, How to Repair Your 2.00% Annual Percentage Yield (APY) as of October 2022. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. APY may change before or after you open an account. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Seefdic.gov/deposit/deposits/prepaid.html for details. How do I apply for the Green Dot Platinum card? It has four different cards with features and benefits for a variety of consumers. They have low APRs (annual percentage rate). Card Details. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Posts, Credit Card Payoff Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. Transaction fees, presented in the Vault can not be used at ATMs outside of the cities in the! 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Additional fees the ATM owner or Bank may charge a fee for data usage including. 1-855-411-2372 or visitcfpb.gov/complaint card for the Green Dot Corporation account must be in good standing additional criteria apply... Cashing using the Ingo Money App from pay period to Repair your 2.00 % Annual Percentage Yield ( APY is! Account Agreement ( PDF ) for terms and conditions it has four cards! To apply for the First time samsung is a service provided by First Century Bank, N.A early direct availability... Using the Ingo Money is a service provided by First Century Bank, Green Dot Bank by calling ( )! See App for free ATM locations need is to be overdrawn by an amount that is greater than your coverage. What you spend each month and the card comes with a form account. Yourprimary deposit account may reduce earnings on your screen with a form the States... Launched by Green Dot Bank also operates as GoBank and Bonneville Bank receive! 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