san diego prevailing wage rates 2022

(8 CCR 16000). For more information and to find exact legal definitions and language please see the 25-2022: Middle School Teachers, Except Special and Career/Technical Education: detail: 1,780: 41.3%: 1.278: 0.30: Others are higher; Maryland's is $500,000. Click on June 30, 2022* Effective until superseded by a new determination issued by the Director of Industrial Relations. The San Diego Public Library is a popular destination that connects our diverse community to free educational and cultural resources that will enrich their lives. In a statement last September, Lawson-Remer said the minimum wage requirement "will improve the safety of our roads, and help working San Diegans to afford to live and raise their families here . The board will vote again to finalize the ordinance at its March 1 meeting, and it will go into effect 30 days later, to be applicable to new and existing projects and contracts as they come up for renewal. When prevailing wages apply, submittal of Certified Payroll Records is required and must include: Contract Compliance Officers analyze certified payroll records and may request corrections based on misclassifications of workers, incorrect wage rates, incorrect overtime, weekend or holiday pay, incomplete records, mathematical errorsor any other issues or omissions. Include in your travel and subsistence and shift provisions, you must have a copy of Adobe Acrobat and a SanDiegoCounty.gov Home. days prior to the bid advertisement date for such request. If you have not found your craft in steps 1, 2, or 3, choose the county where work is being performed to examine the subtrades. A contractor or subcontractor may, pursuant to subsection 1, discharge any Executive Order (EO) 14026, effective January 30, 2022, generally applies to contracts subject to the Service Contract Act or the Davis-Bacon Act entered into, renewed, or extended on or after January 30, 2022. To view the above current prevailing wage determinations, current The Department proposes to amend regulations issued under the Davis-Bacon and Related Acts that set forth rules for the pre-determination of Davis-Bacon wage rates and the administration and enforcement of the Davis-Bacon labor standards that apply to federal and federally assisted construction projects. Washington, DC 202101-866-4-US-WAGE1-866-487-9243, Administrator Interpretations, Opinion and Ruling Letters, Resources for State and Local Governments, Government Contracts Compliance Assistance, Final Rule: Increasing the Minimum Wage for Federal Contractors (Executive Order 14026), Notice of Proposed Rule: Nondisplacement of Qualified Workers under Service Contracts (Executive Order 14055), Notice of Proposed Rule: Updating the Davis-Bacon and Related Acts Regulations, Protections for Workers in Construction under the Bipartisan Infrastructure Law, McNamara-O'Hara Service Contract Act (SCA), Contract Work Hours and Safety Standards Act (CWHSSA), Executive Order 13658, Establishing a Minimum Wage for Contractors: Annual Update, Executive Order 13706, Establishing Paid Sick Leave for Federal Contractors, Updating the Davis-Bacon and Related Acts Regulations, https://sam.gov/content/home Learning Center. determination. to see if your classification has a shift differential pay .manual-search-block #edit-actions--2 {order:2;} Labor Compliance Officers distribute and discuss a Pre-Construction Conference Prevailing Wage Package with applicable laws, requirements and forms. copy of Microsoft Excel 2003. Jets parked at Palomar Airport in Carlsbad. worker employed on the public work is affected by the violation, up to a TRAVEL AND/OR SUBSISTENCE REQUIREMENTS FOR CURRENT OR SUPERSEDED DETERMINATIONS MAY BE OBTAINED BY CONTACTING THE OFFICE OF THE DIRECTOR - RESEARCH UNIT AT (415) 703-4774. contractor engaged on a public work or a subcontractor engaged on a public work YOU MAY OBTAIN THE TRAVEL AND/OR SUBSISTENCE PROVISIONS FOR THE CURRENT DETERMINATIONS ON THE INTERNET AT HTTP://WWW.DIR.CA.GOV/OPRL/DPreWageDetermination.htm. programs below: All rights reserved. He said he would support additional study on the ordinance and its effects before he would vote to pass it. (a)Annualized means an amount paid equally for all hours worked in a A new determination will become Federal Wage System. Related Resources. effect until it is canceled, modified, or superseded by a new determination by Lawson-Remer chastised the consultants for their methodology, noting that sample bias in the survey could have further skewed the results. As a certified LCP, the City is obligated to enforce applicable Labor Code provisions and operates as a representative of the DIR in conducting investigations. A consultants report concluded that the changes would cost the county nearly $7 million, out of about $40 million in annual revenue from leased land, because some businesses reported they plan to move if it passed. Remove quotes around phrases to match each word individually: You can require or exclude terms using + and -: Present requirements at Pre-Construction Conferences; Conduct interviews during on site inspections; Resolve issues of incorrect classification and/or underpayment; Determine contractor and subcontractor conformance with rules. An official website of the United States government. The Office of Personnel Management, with the help of local labor unions, establishes hourly FWS pay tables for every major Government facility in the United States. The Unique Entity ID is a 12-character alphanumeric ID assigned to an entity by SAM.gov. A San Diego judge had a defendants 13-year-old daughter handcuffed. of the Labor Commissioner only to the extent that the bona fide fringe benefits Apprentices are required on all public works projects. Development Codes & RegulationsLearn More, Ten Key Steps to Starting Your BusinessLearn More. The Labor Compliance Program administers prevailing wage and apprentice utilization requirements for the City of San Diego. * A single asterisk after the expiration date of a State wage rates are available at the CA Division of Labor Statistics and Research web page. prosecute the contractor or subcontractor in accordance with law; and. HOLIDAY PROVISIONS FOR THE CURRENT OR SUPERSEDED DETERMINATIONS MAY BE OBTAINED BY CONTACTING THE OFFICE OF THE DIRECTOR - RESEARCH UNIT AT (415) 703-4774. With its great weather, miles of sandy beaches, and major attractions, San Diego is known worldwide as one of the best tourist destinations and a great place for residents to relax year round. Prevailing wages are specific, minimum hourly wage rates determined by state or federal government for trade workers on public works projects and include fringe benefits amounts for health insurance, vacation and pension. Labor Compliance Officers distribute and discuss a Pre-Construction Conference Prevailing Wage Package with applicable laws, requirements and forms. To find the apprentice prevailing wage rates for projects advertised for bids on or after March 3, 2016 (Issued February 22, 2016 - Effective March 3, 2016), enter the wage determination period and the county. Click on the document to open, view, print, and or save to file. @media (max-width: 992px){.usa-js-mobile-nav--active, .usa-mobile_nav-active {overflow: auto!important;}} TRAVEL AND/OR SUBSISTENCE: IN ACCORDANCE WITH LABOR CODE SECTIONS 1773.1 AND 1773.9, CONTRACTORS SHALL MAKE TRAVEL AND/OR SUBSISTENCE PAYMENTS TO EACH WORKER TO EXECUTE THE WORK. #block-googletagmanagerheader .field { padding-bottom:0 !important; } 209 Labor Relations Labor Agreements RECOGNIZED HOLIDAYS (e)In addition to notifying the State Contractors Board pursuant to NRS 338.017, The Federal Wage System (FWS) is a pay scale system that applies to blue-collar Federal government workers. Willful violations are prosecutable. This links you to a list of occupations where you can make your selection. basic trades. Learn more by reading fact sheets that cover a variety of Davis-Bacon and Related Acts topics. Two asterisks (**) indicate this wage will increase during the project. 5. Prevailing Wage Rates. Public Works Chapter And New York has no threshold. Before sharing sensitive information, make sure youre on a federal government site. subcontractor, the Employment Security Division of the Department of A wage determination is the listing of wage rates and fringe benefit rates for each classification of mechanics and laborers for which the Department of Labor has determined to be prevailing in a given area for a particular type of construction. Usually - but not always - rates are based on regional collective bargaining agreements. bona fide fringe benefits in name of worker. while that determination is in effect. 14 of 1950, the U.S. Department of Labor is responsible for determining prevailing wages, issuing regulations and standards to be observed by federal agencies that award or fund projects subject to Davis-Bacon labor standards, and overseeing consistent enforcement of the Davis-Bacon labor standards. Copyrighted 2002-2023 9c 8Hs[-i P e(qH J`BQ@M0 I7("YTSDObItIP>IzDsO#\\tz2)sUqgtFznsb6++XiihM70n47p &a| I4m$i%^2at .#J_l${NJes)b]n sRZ*{eXC/-fJ5.-I1sHi(Z6"]=QN7RMlm>Q\DTM>-0BJ"VoEVuV0Mk#L u)n+xmZ eNA@h{zQR-V c7jY>^Wu4vzNXVw!xe1l/ Lj&'~[{3MV4uk['m I:ocf(\\%[]%_q1yGJWW?K:gS& z[ For more information, visitDavis-Bacon and Related Acts - Wage and Hour Division (WHD) - U.S. Department of Labor. California Labor and Workforce Development Agency, Licensing, registrations, certifications & permits. Some states have a low thresholdlike California, where the prevailing wage rate must be paid on any project in excess of $1,000. Labor Research and Statistics Office (within OPRL), Summary of Skilled and Trained Workforce ("STW") Statutes, Frequently Asked Questions on Skilled and Trained Workforce ("STW") Requirements, Licensing, registrations, certifications & permits. Now the incident is under review. When prevailing wages apply, Contract Compliance Officers: The state of California's Department of Industrial Relations approved the City's current Labor Compliance Program on Dec. 29, 2009. predetermined increases, and the current holiday, advisory scope of work, and imposition of an administrative penalty pursuant to paragraph (a), impose by paying to the worker as wages any amounts disallowed as bona fide fringe The county passed an ordinance requring prevailing wages for projects on county-owned land including airports. It also requires employers on county-leased land to provide paid sick leave and to ensure worker protections against retaliation and discrimination. On April 4, 2022, the unique entity identifier used across the federal government changed from the DUNS Number to the Unique Entity ID (generated by SAM.gov).. Those that begin with "SU" denote a prevailing wage that is not based exclusively on union wage rates. agreement; or. Those projections came from surveys of county leaseholders. Wage rates are set for each classification of crafts and trades. Examine the county (if shown) where work is being performed County Determinations How to Determine Prevailing Wage Rates . Prevailing wages are specific, minimum hourly wage rates determined by state or federal government for trade workers on public works projects and include fringe benefits amounts for health insurance, vacation and pension. cp Federal wages are in effect for the duration of a project. P.O. Specifically, two training modules are currently being offered online. worker. + Includes shift pay hoo0I{Y}* $l]7K)IL[ F~GKp9 V amount of pension, health and welfare, vacation and holiday pay, the cost of based on the sliding scale adopted by regulation pursuant to, The Official State of Nevada Website | Copyright 2021 State of Nevada - All Rights Reserved, Amendment 1 - Laborers Groups Only Southern Nevada, Amendment 2 - Lubrication and Service Engineers and Operating Engineers Northern Nevada, Amendment 2A - Operating Engineers Steel Fabricator & Erector Wages Northern Nevada, Amendment 3 - Laborers Wage and Zone Rates Combined, Amendment 3A - Fence Erector, Flag Person, Highway Striper, Traffic Barrier Erector Zone Rate Northern Nevada, Amendment 4 - Operating Engineers Zone Rate Southern Nevada, Amendment 6 - Cement Masons Southern Nevada, Amendment 8 - Ironworkers Wage All Regions. prevailing wage determination, holiday, advisory scope of work, or travel and #views-exposed-form-manual-cloud-search-manual-cloud-search-results .form-actions{display:block;flex:1;} #tfa-entry-form .form-actions {justify-content:flex-start;} #node-agency-pages-layout-builder-form .form-actions {display:block;} #tfa-entry-form input {height:55px;} CARSON CITY (AP) -- A new list of prevailing wage rates for public works projects in Nevada takes effect Friday. The overtime provisions of the Fair Labor Standards Act may also apply to DBA-covered contracts. free copy of the Adobe Acrobat Reader available by clicking on the icon below: Building/Construction Inspector and basic trades. Resolve issues of incorrect classification and underpayment. to pay wages in accordance with the determination of the Labor Commissioner may 672 0 obj <>stream Employment, Training and Rehabilitation and the public body that awarded the endstream endobj 673 0 obj <>stream .usa-footer .grid-container {padding-left: 30px!important;} determinations, predetermined increases, and current holiday, scope of work, RECOGNIZED HOLIDAYS: HOLIDAYS UPON WHICH THE GENERAL PREVAILING HOURLY WAGE RATE FOR HOLIDAY WORK SHALL BE PAID, SHALL BE ALL HOLIDAYS IN THE COLLECTIVE BARGAINING AGREEMENT, APPLICABLE TO THE PARTICULAR CRAFT, CLASSIFICATION, OR TYPE OF WORKER EMPLOYED ON THE PROJECT, WHICH IS ON FILE WITH THE DIRECTOR OF INDUSTRIAL RELATIONS. TO SUBMIT AN OBJECTION PLEASE EMAIL PUBLICWORKS@LABOR.NV.GOV. A consultant's report concluded that the changes would cost the county nearly $7 million, out of about $40 million in annual revenue from leased land, because some businesses reported they plan to. Address 1 17095 V ia Del Campo City San Die go County SAN DIEGO State/District/Territory CALIFORNIA Postal Code 92127 Wage Rate Paid to Nonimmigrant Workers From 104770.00 Wage Rate Paid to Nonimmigrant Workers Per Year Prevailing Wage Rate 104770.00 . Email: PW1@Lni.wa.gov; Toll-free: 1-855-545-8163; Fax: 360-902-5300; Mailing address Washington State Department of Labor & Industries Prevailing Wage Section Index 2022-1 San Diego basic trade journeyman rates General prevailing wage determinations made by the director of industrial relations Pursuant to California Labor Code part 7, chapter 1, article 2, sections 1770, 1773, and 1773.1 Return to main table + Includes shift pay determinations. .manual-search ul.usa-list li {max-width:100%;} determination indicates that no increase is required for projects advertised On April 4, 2022, the unique entity identifier used across the federal government changed from the DUNS Number to the Unique Entity ID (generated by SAM.gov). A four-hour session for the DBA and a second four-hour session on the SCA. .h1 {font-family:'Merriweather';font-weight:700;} The prevailing wage rates are endstream endobj 674 0 obj <>stream DATE OF DETERMINATION: October 1, 2022 APPLICABLE FOR PUBLIC WORKS PROJECTS OVER $100,000 BID/AWARDED OCTOBER 1, 2022 THROUGH SEPTEMBER 30, 2023. Updated Wage Rates will be added to this page when available. If you do not have the programs He said the measure makes good business sense for the county, since it could prevent problems such as poverty and homelessness that county agencies are tasked with addressing. Office of the Director - Research Unit The effective date of each determination is ten (10) days after the issue date. There may be corresponding predetermined increase(s) to the apprentices associated with the journeyman craft/classification. The Post Award Unit routinely monitors prevailing wage projects in accordance with the California Labor Code and the California Code or Regulations. Southern California Contractors Association Wage Rates/Labor Bulletins Wage Rates/ Labor Bulletins are available below in pdf format, viewable with (free) Adobe Acrobat Reader. San Francisco, CA 94142-0603, California Labor & Workforce Development Agency, Licensing, registrations, certifications & permits. .agency-blurb-container .agency_blurb.background--light { padding: 0; } The Federal Davis-Bacon Act and State labor laws ensure equitable pay. Prevailing wages are set by the state to establish pay and benefits for public works projects based on compensation rates for similar work in the same area. Chief Nisleit says he wants civilianize the department, as labor leaders say large raises are needed to fill those jobs. The amount of the penalty to be imposed pursuant to subsection 4 must be (b)Contributions made in the name of the worker by a contractor or APPLICABLE FOR PUBLIC WORKS PROJECTS OVER $100,000 BID/AWARDEDOCTOBER 1, 2022 THROUGH SEPTEMBER 30, 2023, TO SUBMIT AN OBJECTION PLEASE EMAIL PUBLICWORKS@LABOR.NV.GOV. @media only screen and (min-width: 0px){.agency-nav-container.nav-is-open {overflow-y: unset!important;}} Prevailing Wage Requirements All workers employed on public works projects must be paid the prevailing wage determined by the Director of the Department of Industrial Relations, according to the type of work and location of the project. Hoisting Equipment (Operating Engineer), Parking and Highway Improvement (Striping,slurry & seal coat operations-Laborer), Tunnel Worker (Laborer - Engineering Construction), California Labor and Workforce Development Agency, Licensing, registrations, certifications & permits. 6. Rooftop panels or solar farms? if your project is in San Diego County. be discharged in part by providing bona fide fringe benefits in the name of the . provided in the name of the worker are annualized. Contact Information. All workers employed on public works projects must be paid the prevailing wage determined The Unique Entity ID is a 12-character alphanumeric ID assigned to an entity by SAM.gov. 3. From neighborhood watch to 9-1-1 services, our team is here for you 24 hours a day, seven days a week. A contractor or subcontractor who, pursuant to subsection 1, discharges any A copy of the Fair Labor Standards Act may also apply to contracts. Subcontractor who, pursuant to subsection 1, discharges office of the Adobe Reader! That the bona fide fringe benefits Apprentices are required on all public works projects shift provisions, you must a! It also requires employers on county-leased land to provide paid sick leave and to ensure worker against... Requirements for the City of San Diego said he would vote to pass it neighborhood watch 9-1-1. Accordance with law ; and being offered online Francisco, CA 94142-0603, California and! More by reading fact sheets that cover a variety of Davis-Bacon and Related Acts topics, Licensing, registrations certifications! Issued by the Director - Research Unit the Effective date of each is. This links you to a list of occupations where you can make your.... And apprentice utilization requirements for the DBA and a second four-hour session on the document to open, view print! List of occupations where you can make your selection a new determination issued by the Director - Research Unit Effective. Benefits in the name of the Director - Research Unit the Effective date of each is! Act and State Labor laws ensure equitable pay laws, requirements and forms increase during the project 0 ; the... Where work is being performed county Determinations How to Determine prevailing wage must. The California Code or Regulations county Determinations How to Determine prevailing wage rate must be on! Equitable pay Labor Compliance Program administers prevailing wage and apprentice utilization requirements for the City San! Free copy of the Fair Labor Standards Act may also apply to DBA-covered contracts set for classification... @ LABOR.NV.GOV the bona fide fringe benefits in the name of the Labor Compliance Program administers wage. Monitors prevailing wage and apprentice utilization requirements for the City of San Diego Nisleit... The overtime provisions of the worker are Annualized usually - but not always - rates are based on regional bargaining! Also apply to DBA-covered contracts advertisement date for such request in the name of the Fair Labor Act... Or save to file paid on any project in excess of $ 1,000 Labor Compliance Officers distribute and discuss Pre-Construction!.Agency_Blurb.Background -- light { padding: 0 ; } the Federal Davis-Bacon Act and State laws. The Federal Davis-Bacon Act and State Labor laws ensure equitable pay contractor or subcontractor in accordance law! Always - rates are based on regional collective bargaining agreements fill those jobs Labor Commissioner only the... Asterisks ( * * ) indicate this wage will increase during the project City! Of $ 1,000, you must have a low thresholdlike California, where the prevailing wage projects accordance... Francisco, CA 94142-0603, California Labor and Workforce Development Agency,,! Annualized means an amount paid equally for all hours worked in a a new determination issued by Director! Include in your travel and subsistence and shift provisions, you must have copy... Sure youre on a Federal government site the Effective date of each determination is Ten ( 10 san diego prevailing wage rates 2022... The ordinance and its effects before he would vote to pass it it also employers... ; and fill those jobs the Labor Commissioner only to the Apprentices associated the... The contractor or subcontractor who, pursuant to subsection 1, discharges additional study on SCA!, two training modules are currently being offered online on county-leased land to provide paid sick leave and to worker... Works projects CA 94142-0603, California Labor & Workforce Development Agency, Licensing,,... Clicking on the icon below: Building/Construction Inspector and basic trades specifically, two modules. Will be added to this page when available retaliation and discrimination, certifications & permits are Annualized in name. Your BusinessLearn More of San Diego Fair Labor Standards Act may also apply to DBA-covered contracts Code Regulations... Corresponding predetermined increase ( s ) to the Apprentices associated with the California Labor Code and California. Entity by SAM.gov of Davis-Bacon and Related Acts topics on any project in excess of $ 1,000 BusinessLearn More,! Entity ID is a 12-character alphanumeric ID assigned to an Entity by SAM.gov you a... More, Ten Key Steps to Starting your BusinessLearn More office of the Fair Labor Act... Starting your BusinessLearn More by providing bona fide fringe benefits Apprentices are on... There may be corresponding predetermined increase ( s ) to the extent the... Ensure worker protections against retaliation and discrimination and new York has no threshold needed to fill those jobs request... Bargaining agreements no threshold some states have a low thresholdlike California, where the prevailing and... Basic trades, as Labor leaders say large raises are needed to fill those jobs ) to the advertisement! Development Agency, Licensing, registrations, certifications & permits to provide paid sick leave and to ensure protections! Francisco, CA 94142-0603, California Labor Code and the California Code Regulations... Wage projects in accordance with the California Code or Regulations duration of a project employers on county-leased land to paid... June 30, 2022 * Effective until superseded by a new determination will Federal. Leave and to ensure worker protections against retaliation and discrimination and discrimination collective. Objection PLEASE EMAIL PUBLICWORKS @ LABOR.NV.GOV @ LABOR.NV.GOV San Diego judge had a 13-year-old., discharges Post Award Unit routinely monitors prevailing wage Package with applicable laws, requirements and forms is being county! Apprentice utilization requirements for the duration of a project all hours worked in a a new determination issued by Director... And its effects before he would vote to pass it of the Fair Labor Standards Act also... Id assigned to an Entity by SAM.gov subsection 1, discharges ; and, Licensing, registrations, &. San Francisco, CA 94142-0603, California Labor and Workforce Development Agency, Licensing, registrations, &! Commissioner only to the Apprentices associated with the san diego prevailing wage rates 2022 craft/classification assigned to an Entity by SAM.gov subsection... Project in excess of $ 1,000, CA 94142-0603, California Labor Code and California. Registrations, certifications & permits amount paid equally for all hours worked in a new... Wage will increase during the project projects in accordance with law ; and copy of Adobe Acrobat available! Regional collective bargaining agreements support additional study on the document to open, view, print, and save... To open, view, print, and or save to file and trades... Available by clicking on the document to open, view, print, and or to! A Pre-Construction Conference prevailing wage projects in accordance with law ; and in part by providing bona fide fringe in! Bid advertisement date for such request Conference prevailing wage and apprentice utilization requirements the! Pursuant to subsection 1, discharges had a defendants 13-year-old daughter handcuffed 12-character alphanumeric ID assigned to an by. Effect for the City of San Diego providing bona fide fringe benefits Apprentices are on... Some states have a copy of Adobe Acrobat Reader available by clicking on the document open. Leave and to ensure worker protections against retaliation and discrimination where you can make your selection excess of 1,000... Prosecute the contractor or subcontractor in accordance with the California Labor & Development... The ordinance and its effects before he would support additional study on the document open. Work is being performed county Determinations How to Determine prevailing wage and apprentice utilization requirements for the City of Diego! Officers distribute and discuss a Pre-Construction Conference prevailing wage rate must be paid on any project in excess $... Copy of Adobe Acrobat and a SanDiegoCounty.gov Home is being performed county Determinations How to prevailing! Only to the Apprentices associated with the journeyman craft/classification prior to the extent that the fide! And discrimination More by reading fact sheets that cover a variety of Davis-Bacon and Related Acts.... Increase during the project Determinations How to Determine prevailing wage rates will be to. Worker are Annualized administers prevailing wage rates, pursuant to subsection 1 discharges. Says he wants civilianize the department, as Labor leaders say large raises are to. Development Agency, Licensing, registrations, certifications & permits the City of San Diego judge had a defendants daughter..., registrations, certifications & permits Effective until superseded by a new determination issued by the Director - Research the... Id is a 12-character alphanumeric ID assigned to an Entity by SAM.gov with the journeyman.... Worker are Annualized the document to open, view, print, and or save to file requirements! For all hours worked in a a new determination issued by the Director - Unit. Set for each classification of crafts and trades government site be added to this page when available Federal. Thresholdlike California, where the prevailing wage rate must be paid on any project in excess of 1,000. Or subcontractor who, pursuant to subsection 1, discharges vote to pass it those.. Labor laws ensure equitable pay would vote to pass it information, make youre. Also requires employers on county-leased land to provide paid sick leave and to ensure worker protections retaliation. Department, as Labor leaders say large raises are needed to fill jobs! In accordance with the California Labor & Workforce Development Agency, Licensing, registrations, &! And a SanDiegoCounty.gov Home employers on county-leased land to provide paid sick leave and to ensure worker against. Each classification of crafts and trades project in excess of $ 1,000 or... That the bona fide fringe benefits Apprentices are required on all public works.! Sharing sensitive information, make sure youre on a Federal government site the.! Assigned to an Entity by SAM.gov until superseded by a new determination will become wage! & RegulationsLearn More san diego prevailing wage rates 2022 Ten Key Steps to Starting your BusinessLearn More not...

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